Please review and accept our Terms and Conditions shown below.

Swifin Terms of Service

1. Welcome to Swift Financial

Thanks for your interest in Swift Financial, a Sedel Capital LLP Service that connects, brings together buyers and sellers and allows real time settlement and reconciliation of commercial transactions. (the services)!

By using our Services, you agree to these terms (the Swift Financial Terms), (also referred to as the Agreement). Please read the Agreement carefully.

As used in the Agreement, You or User means the individual or entity using the Services (and/or any individual, entity or successor entity, agency or network acting on your behalf), we, us or Swift Financial means Sedel Capital LLP (SCL), and the parties means you and SCL.

2. Payment Flow, Delivery Policy and Access to the Services;

Your use of the Services is subject to your creation and our approval of an account (an Account). We have the right to refuse or limit your access to the Services. By submitting an application to use the Services, you represent that you agree to these terms. By enrolling in Swift Financial, you permit SCL to serve, and amend as applicable, (i) advertisements and other content, (ii) products and related offerings by members as may be considered applicable and (iii) related content approved by SCL. In addition, you grant SCL the right to access, index and cache any content you may upload to http://swifin.com by way of using the services. Having an account may allow you access such products and content that are provided free of charge. You will however be required and you agree to pay for all products you order or supply all products you sell for which a service facilitation fee may be charged during the transfer or redemption of sales proceeds. You will be granted access to the open market place so that you can advertise and list your products and services.

3. Using our Services

You may use our Services only as permitted by this Agreement and any applicable laws. Don't misuse our Services. For example, don't interfere with our Services or try to access them using a method other than the interface and the instructions that we provide.You may discontinue your use of any Service at any time by not accessing the services through any means.

4. Changes to our Services; Changes to the Agreement

We are constantly changing and improving our Services. We may add or remove functionalities or features of the Services at any time, and we may suspend or stop a Service altogether.

We may modify the Agreement at any time. We?ll post any modifications to the Terms on this page. Changes will not apply retroactively and generally will become effective 14 days after they are posted. However, changes addressing new functions for a Service or changes made for legal reasons will be effective immediately. If you don?t agree to any modified terms in the Agreement, you?ll have to stop using the affected Services.

5. Payments, Refund and Cancelation Policy

Subject to this Section 5 and Section 10 of these Terms, you will be required to pay for services you use as may be applicable. Given that the services may include provision of access to electronic assets, you will not be entitled to a refund for any services paid for and for which access has been correctly granted.

Unless the services are otherwise terminated or your access is restricted, you will pay for each product for which you have completed an order. Processed transactions for purchases and refunds on returned items will be subject to processing fee of 5% of the amount in question.

6. Taxes

Swift Fiancial does not own any products listed and is therefore not the seller. As a registered merchant or member with listed products or services, you are responsible for all taxes (if any) associated with the sale of your products and services, other than taxes based on SCL's net income. Any such taxes will be payable by you according to the local regulatory requirements. All payments by you to SCL in relation to the Services will be treated as exclusive of the relevant taxes (if applicable).

7. Intellectual Property; Brand Features

Other than as set out expressly in the Agreement, neither party will acquire any right, title or interest in any intellectual property rights belonging to the other party or to the other party's licensors.

If SCL provides you with software in connection with the Services, we grant you a non-exclusive, non-sublicensable licence for use of such software. This licence is for the sole purpose of enabling you to use and enjoy the benefit of the Services provided. We may include your name and Brand Features in our presentations, marketing materials, customer lists and financial reports.

8. Privacy Policy

We do not store credit details nor do we share customer details with 3rd parties. Our privacy policy explains how we treat your personal data and protect your privacy when you use our Services. By using our Services, you agree that SCL can use such data in accordance with our privacy policy. You give consent to the storing and accessing of cookies, device-specific information, location information or other information relating to your use of the Services whether your consent is required by law or not.

9. Confidentiality

You agree not to disclose SCL Confidential Information without our prior written consent. "SCL Confidential Information" includes: (a) all SCL software, technology and documentation relating to the Services; (b) charges, usage rates and other statistics relating to the Services; (c) the existence of, and information about, new features in a Service; and (d) any other information made available by SCL that is marked confidential or would normally be considered confidential under the circumstances in which it is presented. SCL Confidential Information does not include information that you already knew prior to your use of the Services, that becomes public through no fault of yours, that was independently developed by you or that was lawfully given to you by a third party. Notwithstanding this Section 9, you may accurately disclose the amount of SCL's gross revenue resulting from your use of the Services.

10. Termination

You may terminate the Agreement at any time by giving notice in writing to us through our contact page. The Agreement will be considered terminated within 10 working days of SCL's receipt of your notice. If you terminate the Agreement you will pay all outstanding amounts due immediately before your account can be considered to have been terminated whether you still have access to the services or not.

SCL may at any time terminate the Agreement, or suspend or terminate the Services for any reason. If we terminate the Agreement due to your breach or due to invalid activity, you may not be entitled to any refund. If you breach the Agreement or SCL suspends or terminates your Account, you (i) may not be allowed to create a new Account and (ii) may not be permitted to use the services.

11. Indemnity

You agree to indemnify and defend SCL, its affiliates, agents and advertisers from and against any and all third-party claims and liabilities arising out of or related to your use of the services, including any content uploaded by you in the course of using the services, that is not provided by SCL.

12. Representations; Warranties; Disclaimers

You represent and warrant that (i) you have full power and authority to enter into the Agreement; (ii) you are the owner of, or are legally authorised to upload any content you upload by way of using the services; (iii) you are the technical and editorial decision maker in relation to the content you upload by using the services that you have control over the way in which the Services are used though your account; (iv) SCL has never previously terminated or otherwise disabled a service account created by you due to your breach of the Agreement or due to misuse of the services; (v) entering into or performing under the Agreement will not violate any agreement you have with a third party or any third-party rights; and (vi) all of the information provided by you to SCL is correct and current.

Each party warrants to the other that it will use reasonable care and skill in complying with its obligations under the Agreement.

Other than as expressly set out in the Agreement, we do not make any promises about the Services. For example, we don?t make any commitments about the content within the Services, the specific function of the Services, reliability, availability or ability to meet your training needs. No conditions, warranties or other terms apply to any Services or to any other goods or services supplied by SCL under the Agreement unless expressly set out in the Agreement. No implied conditions, warranties or other terms apply (including any implied terms as to satisfactory quality, fitness for purpose or conformance with description).

13. Limitation of Liability

Nothing in the Agreement will exclude or limit either party?s liability for (a) fraud or fraudulent misrepresentation; (b) death or personal injury caused by negligence; or (c) anything which cannot be excluded or limited by law.Neither party shall have any liability (whether in contract, tort or otherwise) under or in connection with the Agreement for any special, indirect or consequential loss (whether such loss was foreseeable, known or otherwise).

14. Miscellaneous

Entire Agreement; Amendments. The Agreement is our entire agreement relating to your use of the Services and supersedes any prior or contemporaneous agreements on that subject. Neither party will have any right or remedy based on any statement, representation or warranty (whether made negligently or innocently) not expressly set out in the Agreement. This Agreement may be amended (i) in writing where signed by both parties and expressly stated to amend the Agreement, or (ii) as set forth in Section 4, if you keep using the Services after SCL modifies the Agreement.

Assignment. You may not assign or transfer any of your rights under the Agreement.

No Third-Party Beneficiaries.Other than as set forth in Section 11, this Agreement does not create any third-party beneficiary rights.

No Waiver. Other than as set forth in Section 5, the failure of either party to enforce any provision of the Agreement will not constitute a waiver.

Severability. If it turns out that a particular term of the Agreement is not enforceable, the remainder of the Agreement will remain in full force and effect.

Survival. Sections 7, 9, 10, 11, 13 and 14 of these Terms will survive termination.

Governing Law; Venue.The Agreement is governed by English law. The parties submit to the exclusive jurisdiction of the English courts in relation to any dispute (contractual or non-contractual) concerning the Agreement.

Force Majeure. Neither party will be liable for inadequate performance to the extent caused by a condition (for example, natural disaster, act of war or terrorism, riot, labour condition, governmental action and Internet disturbance) that was beyond the party’s reasonable control.

Communications. In connection with your use of the Services, we may contact you regarding service announcements, administrative messages and other information. Swift Financial is an open market place. This means that you will be able to see listing and profiles of other members and other members will be able to see and view your profile and any products and services you list on http://swifin.com You have given your consent to such information being accessible to other members and agree that this forms the basis of the services provided to you and to other members.